Cash Out Options for Senior Homeowners

Senior Benefit Options - There are several payment options which enable senior homeowners to utilize their home equity and get cash out with a reverse mortgage.

• Tenure - This is the most popular reverse home loan that ensures a guaranteed, fixed monthly payment for as long as you remain in the house.

• Term - A fixed monthly payment for a specific term of months or years. This reverse mortgage option is typically chosen when the designated senior needs a larger monthly payment than the tenure loan option provides for.

• Equity Line of Credit - A credit line that you can access at any time to meet your financial needs. (also known as HECM - home equity conversion created by FHA.)

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